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Potential felony charges make servicers pause Nevada foreclosures

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Felony Classes: Charges and Penalties For purposes of assigning sentences to each felony offense, many states divide felonies into subcategories. Others assign sentences on a crime-by-crime basis, and some use a hybrid approach.

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California, Nevada, and Minnesota have each passed a Homeowner Bill of Rights that prohibits the dual tracking of foreclosures. This means that, under state law, mortgage servicers must either grant or deny a first-lien loss mitigation application before beginning or continuing the foreclosure process.

As Ground Zero of the country’s foreclosure crisis, Nevada has inevitably seen a rise in foreclosure fraud. A conviction carries fines, incarceration, and it may threaten the defendant’s professional prospects. In this article our las vegas criminal defense attorneys describe the Nevada crime of foreclosure fraud.

HUD in Nevada and area housing authorities assist felons in their rental needs. Both agencies work in collaboration to ensure that people in need can live in affordable and habitable housing. Again, contact the local HUD office in Nevada at the earliest possible date in case you may have to be included on a waiting list.

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Potential felony charges make servicers pause Nevada foreclosures. Many mortgage servicers stopped initiating foreclosures in Nevada because of a new law, which carried threats of criminal penalties for faulty filings. Assembly Bill 284 took effect Oct. 1, making it a felony if a mortgage servicer or trustee made false representations concerning a title.