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Neighborhood Mortgage is Georgia ‘s home loan leader. We suggest the 5% down conforming loan to get the lowest down payment and low monthly payments. The 95% LTV loan has lower PMI than an FHA loan and you can cancel PMI at 80%, unlike an FHA loan that has PMI for the life of the loan..Also, the 5% down can be a GIFT from a relative in whole, or in part.
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